Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 890 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Outdoor living is easy with a backyard that is well suited for grilling, gathering, or unwinding at the end of the day. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. After roughly 235 days on the market, this home remains a strong option in the area. At $169,000, this home is well positioned for buyers seeking value in Monticello.