Welcome to this 3-bedroom, 2-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 1,648 square feet of finished living space with an open, livable feel from room to room. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 33.49 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available makes everyday living easier for households with multiple vehicles. The location provides quick access to Monticello amenities while offering the flexibility of living outside a subdivision with no required HOA. With approximately 52 days on the market, this home is well positioned for the next owner. At $649,000, this home is well positioned for buyers seeking value in Monticello.