This 5-bed, 4-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 3,368 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.85 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With an asking price of $875,900, this property represents an appealing opportunity in the current market.