Welcome to this 5-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 4,000 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. The outdoor space includes approximately 5 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. After roughly 65 days on the market, this home remains a strong option in the area. At $680,000, this home is well positioned for buyers seeking value in Monticello.